Paycheck Calculator

Estimate take-home pay after federal, state, and FICA taxes.

100% private — no uploads Finance ToolsFree & unlimited Read tutorial

See how it works

Watch a quick simulation of this tool in action — no file needed.

How to use Paycheck Calculator

Follow these steps — everything happens instantly in your browser.

  1. 1

    Step 1. Enter your annual gross salary.

  2. 2

    Step 2. Set pre-tax deductions (401k, HSA, FSA, health premiums).

  3. 3

    Step 3. Enter your federal and state tax rates (use your bracket).

  4. 4

    Step 4. Social Security (6.2%) and Medicare (1.45%) are preset.

  5. 5

    Step 5. See take-home pay monthly, bi-weekly, and annually.

Why use this tool

Private by design

All processing happens locally in your browser. Open DevTools → Network and you'll see zero file uploads. Ever.

Instant

No upload wait, no queue, no server round-trip. Results appear the moment you drop a file.

Free & unlimited

No accounts, no watermarks, no daily caps. Use it as many times as you like, forever.

Works everywhere

Desktop, tablet or phone — every tool is responsive and installable as a PWA for offline use.

Frequently asked questions

Everything you might want to know about paycheck calculator.

Want to learn more?

Read our complete Paycheck Calculator tutorial with tips, use cases, and FAQs.