Finance Tools
Loan EMI, compound interest, mortgage, VAT, zakat & savings goals — plan your money, privately.
Loan EMI Calculator
Calculate monthly EMI, total interest and payment — instant, private.
Compound Interest Calculator
See your money grow with compounding — daily, monthly, yearly.
Tip Calculator
Split the bill and tip fairly — quick percentages, per-person total.
VAT / Tax Calculator
Add VAT to a net amount or strip it from a gross — any rate.
Simple Interest Calculator
Compute simple interest: SI = P × R × T / 100 — fast, free, private.
Mortgage Calculator
Home price → monthly payment, total interest & full breakdown.
Discount Calculator
Find the sale price — or reverse it back to the original. Any %.
Zakat Calculator
Calculate 2.5% zakat due — gold or silver nisab basis, private.
Savings Goal Calculator
How long until you reach your savings goal — with interest.
Inflation Calculator
How much will today's money be worth in N years? Free, private.
FIRE Calculator
Find your FIRE number and how long until you can retire early.
Carbon Footprint Calculator
Estimate your annual CO₂ emissions from energy, transport, and flights.
Invoice Generator
Create clean invoices with line items, tax, and totals — export as text.
Budget Planner
Plan your monthly budget across 8 categories — see what's left.
Expense Tracker
Track expenses with descriptions, amounts, and categories.
Break-Even Calculator
Find the sales volume where revenue equals costs.
Burn Rate Calculator
Calculate monthly burn and runway from cash spent over time.
Net Worth Calculator
Assets minus liabilities — your true financial position.
Debt Payoff Calculator
Compare avalanche vs snowball methods and project debt-free date.
Retirement Calculator
Project your retirement nest egg with monthly contributions.
Down Payment Calculator
How long until you save enough to put down on a home?
Emergency Fund Calculator
How much should you save for emergencies — and how long to get there?
Extra Mortgage Payment Calculator
See how extra payments slash interest and years off your mortgage.
Car Payment Calculator
Estimate monthly payment, total interest, and loan cost.
Refinance Calculator
Compare old vs new mortgage — see monthly savings and break-even.
Paycheck Calculator
Estimate take-home pay after federal, state, and FICA taxes.
Payroll Calculator
Calculate gross, tax, and net payroll for multiple employees.
Salary Calculator
Convert between annual, monthly, bi-weekly, weekly, daily, hourly.
Hourly to Salary Calculator
Convert an hourly wage to annual, monthly, weekly, daily.
Hourly Rate Calculator
Find the rate to charge clients for your target income.
Commission Calculator
Compute commission earned on sales with base salary.
Profit Margin Calculator
Calculate profit margin and markup from revenue and cost.
Markup Calculator
Find the selling price from cost and markup percentage.
Tax Calculator
Add or remove sales tax from any amount — any rate.
Bill Split Calculator
Split a bill between any number of people, with tip and tax.
Wedding Budget Calculator
Allocate your wedding budget across 8 categories.
Cost of Living Index
Compare salaries needed across major world cities.
Electricity Cost Calculator
Estimate running cost of any appliance by wattage and hours.
NPV Calculator
Net Present Value of an investment with cash flows and discount rate.
IRR Calculator
Internal Rate of Return — the discount rate that makes NPV = 0.
Payback Period Calculator
How long until an investment pays for itself.
ROI Calculator
Total and annualized return on any investment.
ROAS Calculator
Return on Ad Spend — revenue earned per dollar of ads.
MRR Calculator
Compute net new MRR and growth from monthly movements.
CAC Calculator
Customer Acquisition Cost — spend per new customer.
CPC Calculator
Cost per click, CPM, and CTR from ad spend and clicks.
CPM Calculator
Cost per 1,000 impressions for any ad campaign.
CTR Calculator
Click-through rate from impressions and clicks.
Conversion Rate Calculator
Visitor-to-customer conversion rate with revenue impact.
Churn Rate Calculator
Customer churn rate with annualized projection.
CLV Calculator (Customer Lifetime Value)
Estimate lifetime value per customer with LTV:CAC ratio.
NPS Calculator
Net Promoter Score from promoter, passive, detractor counts.
ARPU Calculator
Average Revenue Per User with annualized projection.
SaaS Metrics Calculator
Quick SaaS snapshot: ARR, LTV, and 12-month MRR projection.
Unit Economics Calculator
Per-unit LTV, CAC payback, and LTV:CAC ratio.
Startup Runway Calculator
Months of cash remaining at current burn — with growth option.
Meeting Cost Calculator
How much does this meeting actually cost?