NPV Calculator

Net Present Value of an investment with cash flows and discount rate.

100% private — no uploads Finance ToolsFree & unlimited Read tutorial

See how it works

Watch a quick simulation of this tool in action — no file needed.

How to use NPV Calculator

Follow these steps — everything happens instantly in your browser.

  1. 1

    Step 1. Enter the initial investment (cash outflow at time 0).

  2. 2

    Step 2. Set the discount rate (your required return).

  3. 3

    Step 3. Enter cash flows per year, comma-separated.

  4. 4

    Step 4. See NPV — positive means accept, negative means reject.

Why use this tool

Private by design

All processing happens locally in your browser. Open DevTools → Network and you'll see zero file uploads. Ever.

Instant

No upload wait, no queue, no server round-trip. Results appear the moment you drop a file.

Free & unlimited

No accounts, no watermarks, no daily caps. Use it as many times as you like, forever.

Works everywhere

Desktop, tablet or phone — every tool is responsive and installable as a PWA for offline use.

Frequently asked questions

Everything you might want to know about npv calculator.

Want to learn more?

Read our complete NPV Calculator tutorial with tips, use cases, and FAQs.